Many of the currently used IT platforms have been developed by banks themselves. These platforms do not sufficiently support automated banking processes as well as a fast integration of new products and sales channels.
In the long run, they will lead to strategic competitive disadvantages. In the area of core processes, there are no distinguishing features which may be relevant to customers.
Hence there are no competitive advantages either. What really counts is the efficient integration of all IT systems and a comprehensive automation.
CSC’s SAP for Banking solution – combined with collaborative outsourcing and application service providing – offers a maximum of efficiency.
At present, credit institutions are facing essentially two key challenges:
Decreasing margins in the banking business
Beginning industrialization and consolidation
in the banking sector and the involving technological and process-related innovations with substantial impact on sales channels and product processing
In order to be able to counteract the pressure of profit it is necessary to make the processes lean, to automate or source them out so that the average cost declines.
The technological and technical innovations especially during the integration cost time and effort and a steadily increasing part of the operating expenses.
With an integrative standard software time and effort for integration declines. The operating expenses decline absolutely and proportionally leave more freedom for the introduction of new products and the realization of new processes. Our service offerings
SAP’s solution covers all core processes of transactional banking. The solution is completed by SAP based add-on products of CSC for the sectors:
Payments
Customer advisor application
Capital yield tax
Reserve for bad depts
Loans automation
Having comprehensive experience in banking processes CSC started early to develop SAP-based products for the completion of the SAP solution.
Broad coverage of functional demands in the sectors Deposits and Loans furthermore, SAP for Banking is fully integrated with further SAP components, e.g. for accounting banking control and customer management.
State-of-the-art technology. With SAP for Banking the customer is free to choose databases, operational systems and hardware. SAP’s Process Platform, the service-orientated platform of the future, offers an even deeper integration of the individual SAP components, simultaneously being open for the integration of third-party products and in-house developments.
Large number of customers at home and abroad with > 100 customers for transactional banking in 28 countries and > 50 billion managed bank accounts
Single solution provider. Software, implementation and, where required, operation from one source: SAP or CSC
Guaranteed 24 x 365 maintenance with diverse forms of service level agreements
Possibility of release-compliant customized and country-specific adjustments. CSC has effected adjustments for many customers.
The high-performance software is inter-nationally applicable and client-compatible
SAP is future-proof and accompanies the customers’ development.
With SAP for Banking it is possible to implement new banking products within a few days
Ensuring the total cost of ownership (TCO) by calculable maintenance costs as fixed costs, reduction of operative costs by an integrated software platform as well as a standard contractual relationship
Access to experienced SAP and banking sector consultants for the implementation of the solution. Fast internal know-how development by structured trainings or availability on the market.
Why CSC ? CSC is implementation partner, Software Vendor Partner and Special Expertise Partner SAP for Banking. CSC has got a long history and substantial experience in implementing SAP Banking.
Implementation of SAP for Banking since "zero hour" with the implementation at the first three pilot customers
Development and implementation for branch solutions for mortgage and retail banks
First implementation of SAP for Banking in Europe
Application management of SAP for Banking during operational business
CSC has the ability to implement all SAP components professionally. Having experience of many years CSC developed implementation scenarios which have a large share in deciding for SAP for Banking.
Best practice approach: CSC makes a prototype available to the customer which is expanded to the total solution by common evaluation using a step to step approach. So time and effort for the implementation are radically reduced.
Experience from the migration of over 5 million accounts, with automatic and manual processes from host-based or other source systems
With CSC’s experience risk sharing via fixed price and fixed time is possible, thus making another risk and expense factor in the implementation of SAP for Banking controllable.
